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June 2014 (published: 11.06.2014)
Number 2(17)
Home > Issue > Crediting as a form of financial support to business structures
Pargamanina E.A. , Vasilenok V.L.
In the article the utilitiesсrediting as a form of support to business structuresas one of the main forms of financial support of business. The basic problems in the banking (commercial) crediting and their solution ways. The author examined the financial, legal and personal problems of business. Alternative financing options business. Found alternative lending business. Verified for small business in GDP. Detailed review of financial issue such as small business loan, carefully analyze the requirements imposed on small business, and liens, surety. The paper presents a comparative analysis of the rates on small business lending in countries with more developed economies compared to Russia. Analyzed volumes of lending to small business over the past three years. Concluded that the situation in the last decade with the development of small business is changing in better way. However lack of funding remains a problem that small business face throughout the life cycle of the company- in the stages of creation, formation and development of small business. Many companies have schemes diversification of production, increase production capacity, but do not have the funds for the implementation of this plans.
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Keywords: small business crediting, the forms of financial support of small business, state support of small business.
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License
UDC 334.02
Crediting as a form of financial support to business structures
In the article the utilitiesсrediting as a form of support to business structuresas one of the main forms of financial support of business. The basic problems in the banking (commercial) crediting and their solution ways. The author examined the financial, legal and personal problems of business. Alternative financing options business. Found alternative lending business. Verified for small business in GDP. Detailed review of financial issue such as small business loan, carefully analyze the requirements imposed on small business, and liens, surety. The paper presents a comparative analysis of the rates on small business lending in countries with more developed economies compared to Russia. Analyzed volumes of lending to small business over the past three years. Concluded that the situation in the last decade with the development of small business is changing in better way. However lack of funding remains a problem that small business face throughout the life cycle of the company- in the stages of creation, formation and development of small business. Many companies have schemes diversification of production, increase production capacity, but do not have the funds for the implementation of this plans.
Read the full article
Keywords: small business crediting, the forms of financial support of small business, state support of small business.